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The Medicare Prescription Drug, Improvement and Modernization Act of 2003 (MMA) created a voluntary prescription drug program for Medicare Part D eligible individuals.

Under the MMA, group health plans — or entities that offer prescription drug coverage on a group basis to active and retired employees and to Medicare Part D eligible individuals — must provide, or arrange to provide, a notice of creditable or non-creditable prescription drug coverage.

This notify MUST be provided to those eligible individuals no later than OCTOBER 14, 2011.  For more information and a sample Creditable Coverage Disclosure Letter please click here.